PENTA

The digital platform for business banking.

ABOUT THE COMPANY

With Penta, companies and entrepreneurs can apply for a business account within minutes and receive a German IBAN as well as debit cards for expense management and other financial services. The company is headquartered in Berlin, with an office in Belgrade. The management consists of Jessica Holzbach, Lukas Zörner, Henrik Jondell and Igor Kuschnir.


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HOW IT ALL STARTED

Paying close attention to disruption in the SME Fintech sector HV saw a clear opportunity in continental Europe to build an SME-focused neo-bank. When HV met Penta there was an immediate click, with a shared vision of a one-stop financial shop for SMEs. “While we have come a long way making business banking easier and more suited to the needs of SMEs in Germany, we are only 1% done. The market is still very much offline and a majority of SMEs doesn’t know there are better alternatives out there. We will work hard to improve our product together with our customers, until we are the number one choice for them as a financial partner.” – Jessica Holzbach


"WHAT MAKES PENTA SPECIAL IS THAT WE AREN’T BANKERS, BUT ENTREPRENEURS. WE KNOW WHAT WE EXPECT FROM THE PERFECT BUSINESS BANKING EXPERIENCE – AND WE LISTEN TO OUR CUSTOMERS IN ORDER TO ACHIEVE THIS. THAT’S WHY PENTA’S SERVICE GOES FAR BEYOND BANKING."

PENTA


FUTURE PERSPECTIVES

Penta’s vision is to make business banking easy and digital for everyone – from larger SMEs to freelancers – so that Penta’s customers can focus less on banking, and more on their business. Their goal is to develop Penta into a financial platform where entrepreneurs can find everything they need in order to manage their finances. Services include sending invoices, cash payment solutions, bookkeeping, expense management and more.